If you invest too much in funds that own stocks, your savings and lifestyle could be hurt by a market downturn. NOT BANK GUARANTEED. Investing for income is different than investing to grow wealth. You should carefully consider the objectives, risks, charges and expenses before investing. Are installments available? QSAPI.createWidget( John Hancock Retirement Plan Services, LLC offers administrative or recordkeeping services to sponsors and administrators of retirement plans. So you may want a balanced mix. It all depends on what you plan to do in retirement. (1), The Coronavirus Aid, Relief, and Economic Security (CARES) Act (3), What questions should I ask about my 401(k)? Product features and availability may differ by state. To access this site, you will need to register with your contract number, SSN and existing PIN. Whether you have a John Hancock retirement plan or not, we can help you educate participants about the ups and downs of the stock market. Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in New York). And will that cost more or less than you spend on leisure today? Contact your employer to learn whether John Hancock's retirement services may be available to you. fixHeight: true, } I acknowledge that I am a financial representative or Third Party Administrator, and that I take full responsibility for ensuring that this material has been approved by my supervising broker-dealer firm. Access to this site is for authorized users only. We understand that the pandemic has made a lot of things harder for small businesses—including moving your retirement plan. @ZW0W-30Yr%20US&colConfig=Symbol:per|26;LastPrice:per|28;Chg:per|23;Chgp:per|23', John Hancock Life Insurance Company (U.S.A) and John Hancock Life Insurance Company of New York are collectively referred to as “John Hancock”. const INTERVAL = 1500000; Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in New York), and John Hancock Life Insurance Company of New York, Valhalla, New York. Chief Data Officer John Hancock Vitality is a wellness-based program that rewards you for the everyday steps you take to live a longer, healthier life. John Hancock Retirement Plan Services, LLC offers administrative or recordkeeping services to sponsors and administrators of retirement plans. document.write('