He is a futurist, an Amazon bestselling author, an award winning speaker, and is the founder of Moven, a $200m mobile bank, with the world’s first smart bank account, used around the globe with over a million users. Be it whether you are a FinTech, a Bank or a payment provider, you are sure to find easy to improve your offerings by visiting Finologee’s website. After spending many of his formative years in Portugal and the rest of the world, he decided to return home to Mozambique and create meaningful and impactful businesses. the Central Bank takes your money and promises to keep it safe and provide those payments services). Jessica Alfaro. Crédit Agricole is a French international banking … This is what it took to put Lithuania in 4th place in the GLOBAL FinTech Index in 2020. Which, as Brett King mentions in this episode, “for a lot of crypto purists, that’s kind of the issue of fiat currencies.”. Vytautas has earned an MBA degree, worked at Swedbank, Uber and has startup experience.Linkedln: https://www.linkedin.com/in/vytvyt/Contribee: https://contribee.com/Sarune Smalakyte (Head of ROCKIT)Sarune is the Head of ROCKIT – the Home of FinTech and Sustainable Innovation in Lithuania powered by Swedbank.Since 2016 she has been managing the biggest community of FinTech creators and founders in the country. She consults corporations on their diversity goals based on her extensive experience in the subject. In this episode, we will explore the concerns, the trends and the opportunities of this vertical together with … CLIC.World is at the moment something you could call a social financial marketplace, although Andre himself is still looking for the proper way to describe it. 1. In the last ‘Ecosystem Zoom-In’ series of Breaking Banks Europe, we had the opportunity to take a deep dive into Luxembourg with Nasir Zubairi and Jonathan Prince, two exceptional individuals of the Luxembourg ecosystem in their own rights. Watch videos, top stories and articles on European Banks at moneycontrol.com. Since then, it has become one of the leaders in its market, with a remarkable portfolio of clients and results. BERLIN - Authorities in Germany … In the case of CBDC, the service is very similar, the difference is that the claim is on the central bank (i.e. By far the largest project on the blockchain infrastructure if you don’t mention the largest cryptocurrencies.” The new system will provide banks with complete visibility of own and counterparty movements, daily instead of monthly reconciliations and improved communication with counterparties. Is the current reconciliation system for interbank transactions in Italy, and, as you expected, it is notoriously complex. Our partnership with Feedzai further solidifies SafetyPay’s commitment to enabling fraud-free transactions.” As we move forward into digital payments we are more aware and wary of the possibility of fraud, these are two of the companies providing us with a piece of mind as we transact digitally. So how is a CBDC different from what we do today in terms of electronic payments?”From an end-user perspective is really not very different. Impact Investing & Corporate Innovation Programs (Africa), Episode 72: Breaking Impact – Banking for Kids, help banks holding payment accounts to achieve full PSD2 compliance. Other projects mentioned in the podcast where: Bank of England, People’s Bank of China and Riksbank. Join us for our segment featuring the honorable Lord Mayor of... 3 million people, and around 250 fintechs. He is also European Advisor to Cerberus Capital, one of the leading Private Equity global funds, specialized in banking and finance and, on behalf of the same fund, Chairman of Officine CST, company managing both performing and non-performing receivables deriving from supplies to public administrations (P.A.). “..18 different banking groups, 50 banks, meeting with the desire of working together in a coopetition constructing something different. Founded in 2016, ‘CLIC.World is built on the Stellar blockchain and uses Stellar Lumens (XLM) as the primary mechanism of transferring value during fiat currency-based transactions’. On episode 23 of Breaking Banks Europe, Matteo and Matthias are joined by Balazs Barna, Engineering Lead for TransferWise European Expansion Team, and Paolo Zaccardi, Co-Founder and CEO of Fabrick to discuss Platform Economy. In total 114 banks received government support in Europe during the crisis. Subscribe: Spotify | Android | Blubrry | Email | RSS. I think, in general, these platforms don’t control the production, they control the means of connection. Fabrick’s mission was to create an open banking ecosystem, so more than a platform. The key difference is that if you use Venmo or Revolut or any of these electronic money type of solutions, as a customer of that service provider you have a claim on that company (i.e. CBDC represents the digital form of a fiat currency of a particular nation (or region) and is issued and regulated by the competent monetary authority of said nation (or region). So if we combine non-banking and banking services we can really create a superior customer experience. BREAKING: The European Central Bank has announced a new stimulus package, in an attempt to boost growth in the eurozone.. Véron, N (2011), “Europe must change course on banks”, VoxEU.org, 22 December. Produced in … Others such as Canada, Uruguay, Thailand, Venezuela and Singapore, are looking into the possibility and validity of introducing a Central Bank issued digital currency. Authorities in Germany have warned of flooding in the west of the country Saturday as meltwater pushes rivers to break their banks. The world’s largest banks, processors, and retailers use Feedzai’s fraud prevention and anti-money laundering products to manage risk, while improving customer experience.”. There’s a lot of talk about ‘Wholesale CBDC’ and ‘Retail CBDC’,  but what does that mean? One of the projects touched upon with most detail was ‘Bakong’, a collaboration project between Makoto’s Soramitsu and the Bank of Cambodia. Copyright © 2021 Apple Inc. All rights reserved. Breaking Banks Europe 19 Jun 2020 New episodes every Monday! Or maybe that’s pouring the wine into the water, actually. So, what does this mean? In this article, we will attempt to unpack some of the interesting information shared by the hosts (Ajit Tripathi & Brett King) and guests (Makoto Takemiya from Soramitsu, Aleksi Grym from Bank of Finland, Todd McDonald from R3, and Lynn McConnell from Binance) such as ‘What is CBDC?’, ‘Different types of CBDC’, ‘CBDC Projects moving ahead’ and ‘What is implementable in the current environment?’. Breaking Banks Europe | 868 seguidores no LinkedIn. In 2008, he set up his own investment boutique which he then sold in 2013. TransferWise and Fabrick are both financial services-oriented platforms. Paolo: In general, we consider the platform model and open banking to be concretely the way to bring open innovation into banking. An online recruitment platform for the formal sector and a mobile recruitment platform for the informal sector, respectively. Jessica Alfaro is a Financial Sector Specialist for the SME Finance Forum. The objective of the agreement is for SafetyPay to offer an extra layer of security against fraud risk. Breaking Banks Europe’s tracks Since then, SIA has also come on board as a technical partner. They discussed the Digital Innovation Challenge and how … If you are interested to learn more please visit the WEFs’ ‘CBDC Policy-Maker Toolkit.’. The European Edition of Breaking Banks is about everything on European Fintech at large with a special eye on innovation and a zest of inspiring stories along the way, hosted by some of the world’s most well-known hosts and influencers in fintech. Sarune is an active supporter and mentor for entrepreneurship programs, especially focusing on women in technology. They ave also obtained a ‘Support PFS’ License by the Luxembourg Minister of Finance and are regulated by the CSSF. The methodology used allowed to analyse the operation for banking groups and large and small banks. For the purpose of this article, we will focus on Finologee, their outstanding journey of the last two and a half years and what lead them there. At Mambu, Elliott is focused on a customer-centric approach to doing business, growing revenue, and helping banks build flexible and scalable solutions.About Mambu:Mambu launched in 2011 with the aim to enable better access to modern financial services for all. Meaghan posed an interesting question for Andre, “How did you educate your consumers about Stellar? A retail CBDC based on DLT has the features of anonymity, traceability, availability 24 hours a day and 365 days a year. Authorities in Germany have warned of flooding in the west of the country Saturday as meltwater pushes rivers to break their banks The Mambu team of over 500 is spread across the globe and supports over 180 customers in 65 countries. Home > Blog > Podcast: SME Challengers - Breaking Banks Europe. Produced in cooperation with FintechStage. Now that we have gotten the premise of what CBDC is and what would actually change if implemented, let’s touch open the different types of CBDC. It is singular as it is unique. What are some CBDC projects moving ahead? Jessica has over 10 years’ experience working with MSMEs and is an expert in lending, entrepreneurship and finance. We rarely use the B-word. This project will make Italy “the first and only entire country banking sector working together with Corda … And it is coming from a country that has not been very well known for being ahead on the technology trends.”. If we look at a platform like Uber, Booking.com or Netflix, they were all born to do one thing but potentially their business could be extended way farther than the initial scope. They themselves do not tend to need an introduction, but just in case, Nazir is the CEO of the LHoFT (The Luxembourg House of Financial Technology) and Jonathan is a serial entrepreneur, his latest hat being the Co-Founder and Chairman of Finologee. Véron, N (2017a), “The governance and ownership of significant euro-area banks”, Bruegel Policy Contribution, 30 May. They are about connecting the supply and demand in a given market. History of Europe - History of Europe - Growth of banking and finance: Perhaps the most spectacular changes in the 16th-century economy were in the fields of international banking and finance. The Associated Press. ABI says that: “the test simulated the production with the one-year volumes of 200 banks. ‘The Bank of  International Settlements also shares the view that wholesale CBDC could potentially benefit the payments and settlements systems.’ Decisions on whether to implement retail, wholesale or hybrid CBDC, depends on each specific Central Bank and what is trying to achieve. Steven Arons. We are at the epicentre of the COVID-19 crisis, in which most of us are transacting digitally if transacting at all. This proposal is relatively popular among Central Banks in emerging economies, mainly because of the motivation to take the lead in the rapidly emerging fintech industry, to promote financial inclusion by accelerating the shift to a cashless society, and to reduce costs of cash printing and handling. Finally, we all look forward to Feedzai realizing its mission: “To make banking and commerce safe.” Read More. No 2240 / February 2019 “Spunta” is a word surely familiar to Italians in the Banking sector, and one to probably be the cause of many a headache. The theme of the Money 2020 Europe conference was "fintech superheroes," and this show highlights just four of many "fintech fighters" who are working to make the system better, smarter, faster, cheaper, and more honest. Back. Back. Rivers breaking banks in Germany as more snow falls. Jessica Alfaro is a Financial Sector Specialist for the SME Finance Forum. Engaged into women empowerment: Founder of Angels4women and #illimither; Board Member of ValoreD; Linkedin 2021 Gender Equity List; 100 esperte listing and top 100 digital women in Italy. Despite that, he believes the end goal of CLIC.World to be that of a “Lifestyle Service Provider.” Andre is a South African expat residing in Uganda. SafetyPay is one of the leading digital alternative payment platform providing solutions through LatAm and Europe. Platform Economy sounds like an imperious buzzword, but simply put it’s an opportunity for non-financial players to build new services cross leveraging their distribution channels, their customer base and open banking. She inspires awareness to change. “Welcome to the all-new Breaking Banks Europe podcast, in which I have the honour to discuss what sets the fintech industry in Europe and the UK apart from the rest of the world, featuring my honourable hosts Matteo Rizzi (chief editor), Paolo Sironi, Meaghan Johnson, Nina Mohanty, Ajit Tripathi, and Spiros Margaris. Home » Europe News » Rivers breaking banks in… Rivers breaking banks in Germany as more snow falls. Yet here we are. Impact Investing & Corporate Innovation Programs (Africa), on Episode 72: Breaking Impact – Banking for Kids, Breaking Impact: African Emerging Markets, Episode 78: Breaking Wealth – The Intersection between the Wealth of Families and the Needs of entrepreneurs, Special Episode: The Building Blocks of a great partnership, Episode 77: Ecosystem Zoom In – The Lithuanian Case, Episode 75: FinTech Journeys Across The World – Israel, Special Episode – Breaking Leaders: Elliott Limb & Matthias Kröner, Episode 74: Innovation and Tech Zoom In – AML & Fraud, Episode 73: Where Does The Money Go? He Co-Founded UX Information Technologies in 2013, an information technology company with a strong focus on social entrepreneurship. Meaghan Johnson agreed and hosted this vibrant episode with 3 stakeholders creating impact themselves: Zygimantas Zabieta (Ioon Technologies), Vytautas Černiauskas (Contribee) and Sarune Smalakyte (ROCKIT). Andre had the first internet line in South Africa) Something he tells us can be problematic when navigating a regulatory environment. That’s to me the opportunity given by the platform economy. Since launching their products they have; 30 banks in 9 countries live with their PSD2 for Banks and are delivering their Digital Onboarding product for KYC automation with partners such as IDNow, KYCTech, ARIADNEXT and LuxTrust. These levels of cooperation and coopetion do not usually go any further than conference panels. January 30, … A wholesale CBDC could be used to improve payments and securities settlement efficiency, as well as to reduce counterparty credit and liquidity risks. Breaking Impact brings you all about "PropTech", a theme adjacent to fintech and developing steadily in the past years that is now is one of the sectors that has been impacted quite strongly by the crisis. Long gone are the days when the almighty U.S. dollar gave Europe-bound Americans more bang for their travel buck. The company receives awards yearly in many different categories, for example, Tech tour Growth Alumni 50-2017, Medici Top 21 RegTech edition, Forbes FinTech 50-2018, Forbes AI 50-2019, Top 15 Machine Learning Companies 2018 by Datamation, between many others. They develop a range of online desktop and mobile applications for companies and institutions while creating their own products and solutions for social empowerment. He has over 14 years of experience in business development, operations, project management, communications. The podcast ended with the guests sharing what they believe to be “implementable in the current environment.” but it would not be right of me to take away the joy of listening to these stellar analysts closing statements. In Unicredit, he was previously in charge of founding and guiding its Central Eastern European leadership as well as of managing the Retail Business. ECB sees elevated risks to financial stability in Europe. Contrary to popular belief, Central Bank Digital Currency (CBDC) are not cryptocurrencies. 49 episodes. Banking is being challenged right to the core and the next 10 years will see more changes in financial services than in … Matteo graduated from Bocconi University in Milan and holds a Masters from H.E.C in Paris. Blog. Tiago is, first and foremost, a social serial entrepreneur. On more recent news, a five-year agreement between Feedzai and SafetyPay was announced earlier this year. Chiara has launched a podcast, The Other Half which interviews male leaders and CEOs around the world on the subject of gender equality in their personal and professional lives. Active in various international networks: World Responsible Leader of the BMW-Quandt Foundation, Marshall Memorial Fellow of the German Marshall Fund, Conseiller du Commerce Extérieur de la France. “Bakong is a next-generation Real-Time Gross Payments system already in production, that promotes financial inclusion through a friendly yet powerful app.” If you want to learn more about Bakong, please visit their case study. Nicholas Comfort, Charlie Devereux, and . Breaking Banks Europe on Apple Podcasts. Home » Europe News » Rivers breaking banks in… Rivers breaking banks in Germany as more snow falls. The trial ran for 10 months and concluded in October 2018, with the participating banks processing a total of 1.9 Million transactions. Schnabel, I and N Véron (2018), “Breaking the stalemate on European deposit insurance”, VoxEU.org, 7 April. It’s just technology, OK?” We are all looking forward to the long version. As Gustavo Ruiz Moya, CEO of SafetyPay, puts it: “Secure payments have been a core focus for us since SafetyPay was founded more than a decade ago. Special Episode: From Room to Zoom by Breaking Banks Europe published on 2020-04-03T12:30:14Z From ROOM to ZOOM is your special edition of Breaking Banks Europe with Matteo Rizzi, Paolo Sironi and featuring Jason Henrichs (Co-Host of Breaking Banks U.S.), on the during coronavirus outbreak and the acceleration of our digital life to stay connected. The aim of the process is to ensure that the banks at each end of a transaction are in complete agreement about every aspect. Welcome to the all-new Breaking Banks Europe podc… Visit Podcast Website. A banking and financial services platform that is SaaS, cloud-native and API-first, Mambu’s unique composable approach allows for the flexible assembly of independent components and systems to fit the exact needs of your business and customers. Listen to this episode from Breaking Banks Europe on Spotify. Ioon Technologies develops a mobile battery-powered EV charger that will provide access to faster EV charging anywhere in the world.Linkedin: https://www.linkedin.com/in/zabieta/ClubHouse: @zzabietaVytautas Černiauskas (Co-founder of Contribee, Expert at Startup Division and Civitta)Vytautas is deeply engaged in innovations and the startup ecosystem. Europe's Digital Innovation Challenge discussed on Breaking Banks Europe. Breaking Banks Europe. The wholesale CBDC is seen as the most popular proposal among Central Banks because of the potential to make existing wholesale financial systems faster, inexpensive and safer. 10 leading banks in Europe. By The Associated Press. Now, thanks to this otherworldly collaboration, there is a faster, more efficient and more transparent way of reconciling interbank transactions.

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